America's Friendliest Factoring Company™

Turn Your Invoices Into Working Capital — Fast

BTB Capital Corp helps small and mid-sized businesses unlock the cash tied up in their receivables. Get funded fast — with no application fee and straightforward, transparent pricing.

✓ Trusted since 2002 — 25 years in business ✓ No application fee ✓ Transparent pricing ✓ Fast funding after approval
25+
Years in Business
35+
Years Combined Experience
Fast
Funding After Approval
80%
Advance Rate on Invoices
Why Choose BTB

Simple, Transparent, Fast

We've been helping businesses grow since 2002 with straightforward factoring and honest communication.

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Fast Funding

Once your account is set up and approved, advances are wired to your bank account quickly after submitting invoices.

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No Hidden Fees

No application fee — our pricing is straightforward and transparent from day one.

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Growth-Based Financing

Approval is based on your customers' creditworthiness, not your company's financial history.

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Dedicated Account Manager

A real person who knows your account and is available whenever you need support.

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Online Access 24/7

Monitor your account, submit invoices, and track payments any time, from anywhere.

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Bank Transition Support

Ready for a traditional credit line? We work with banks to help you make that transition smoothly.

About BTB Capital

Over 35 Years of Combined Factoring Experience

Business To Business Capital Corp. was founded in 2002 with a clear mission: provide great service, fair rates, and honest communication to businesses that need working capital to grow.

We serve manufacturers, wholesalers, distributors, and service companies of all sizes — and we've been doing it with the same friendly, straightforward approach since day one.

Meet the Team
In my business it is important to have the cashflow I need to make sure I can come through for my customers. Through invoice factoring with BTB I'm able to keep up with orders without worrying about unpaid invoices.
— Robert M., President, MNS Enterprises
How It Works

Get Funded in 4 Simple Steps

Factoring is straightforward. Your business keeps running exactly as it does today.

1

Apply Online

Complete our short application. Setup typically takes 3–5 business days.

2

Submit Invoices

Bill your customers as normal, then send a copy of the invoices to BTB.

3

Receive Your Advance

We fund 80% of the invoice value promptly after invoices are submitted and verified.

4

Reserve Released

Once your customer pays, we release the remaining 20% minus our small fee.

Learn More About Factoring

Ready to Unlock Your Cash Flow?

Apply in minutes. Fast funding after approval. No obligation.

Start Your Application