What Is Working Capital?

Working capital refers to the cash a business requires for day-to-day operations and is a necessity of your business. It is the cash needed to buy raw materials, turn them into a finished product, sell them to a buyer on terms and then collect the money to buy more raw materials and the cycle renews….this is called the working capital financing cycle. Working capital factoring frees capital funds and enables businesses, who may not otherwise qualify for loans, to enjoy earned money at earlier intervals.

Benefits of Working Capital Financing

When bank loans are not available, or your credit line is maxed out, working capital financing is a powerful source of immediate working capital. Get the feeling of money in your hand NOW! No more having your customers in control of YOUR cash or profits.

No debt is created, improving your credit rating and your financial statement's bottom line. How would that feel to you? You also get bad debt insurance, since the factor assumes the liability for nonpayment of the invoice. Sounding better all the time? Get the powerful feeling of putting ALL your attention on production, sales, marketing and customer service! Get back to what you do best!

Our working capital financing will help you take advantage of current and new business opportunities until completed jobs have been paid in full and you’re back in the black.

BTB Capital gives you the money you need-fast-to:

• Increase sales and profitability
  
• Preserve your current creditor status
  
• Fulfill your payroll and tax demands

As a full-service working capital factoring company, we concentrate on getting you paid while you concentrate on what matters most—growing your business. Fill out a quick application today, and get the money you need fast!